But why is childcare such a huge expense in the first place? And if you’re trying to learn how to afford childcare on a single income, you might really be feeling the stretch. For some of you, childcare costs could add up to be the largest line item in your budget-even more than your rent or mortgage. 3 Yikes! That cost varies from state to state, so you might be spending way less or way more. If day care is part of your family’s day-to-day, let’s dig in to why it costs so much and how you can make it work for you.Īccording to a study by, the average day care cost in America is $9,589 per year, while the average cost for in-home care (like a nanny) is $28,354 a year. According to a 2021 population study by the Bureau of Labor Statistics, in 62% of homes that include married couples with children, both parents work. More and more of us are trying to figure out how to afford day care. So, if you feel like childcare prices are out-of-this-world expensive, you’re not going crazy-you’re right! And you’re not alone. One year of childcare costs more than the average price of in-state college tuition. Life should be enjoyed without the looming stress of your financial status.Are you ready for a statistic that’ll make your head spin? With either of these budget plans, you will go from wondering where your money went over the month to knowing where it went, when, and how. Take the time to write down all of your expenses and categorize them within these three departments, and you will thank yourself later. This can be your regular savings account, an IRA account, or investing in the stock market. And the “savings” is allotted to exactly what it is named: savings and investments. The “wants” area is designated for dining out, vacations, entertainment, new electronics, and fancy coffees. The “needs” department includes rent, mortgage payments, utilities, food, and transportation. That is, 50% on needs, 30% on wants, and 20% on savings. It’s free, and it does the math for you – sounds like a win, win!Īnother budget plan that could work for your 2023 savings plan is the 50-30-20 method. This source will take you through a series of questions asking your current financial goals, your monthly income, your monthly payments and debts and savings, and will calculate it all for you. This way, every dollar you make is being put to good use-either by spending or saving.įollow this link to the Ramsey website and see how you can make your zero-sum budget for free. So, if you make $3,000 a month, that $3,000 should be allotted to food, utilities, transportation, housing, insurance, miscellaneous expenses (giving yourself a buffer), debt, etc. Essentially, it is your monthly income minus expenses equals zero. One of Dave Ramsey’s philosophies for financial success is the zero-sum budget. Today, we’ll explain two popular budgeting methods for you to consider: the “Zero-Sum Budget” and the “50-30-20 Method.” And one of the first steps to a financially successful year is to create your first budget plan! We promise it’s not as stressful as it sounds, especially with United on your side.īy creating a budget, you will be able to see where your money is going, where you will be able to save money, and how to have a clear mind when it comes to your finances. How many times do we set a New Year’s Resolution with the full intention to stick to it only to have it flop a month into the year? This year, we’re starting strong and planning to be financially savvy all of 2023. Financial First: Making Your First Budget Plan
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You can reach the Presiding Judge’s Chambers by calling (602) 506-0438 or faxing (602) 372-8610. You can contact the Office of the Criminal Department Administrator by calling (602) 506-8575,by faxing (602) 372-8536, or by emailing Presiding Judge is the Hon. The Criminal Department Administrator is Nicole Garcia. This department operates out of the South Court Tower, located at 175 W. The Criminal Department of Maricopa County also includes some specialized courts, such as the Initial Appearance Court (IA), Early Disposition Court (EDC), Therapeutic Drug and Driving Under Influence (DUI) Courts, Veterans Court, and Comprehensive Mental Health Court. It has jurisdiction over all felony cases committed in Maricopa County, along with misdemeanors not otherwise provided for by law. The Criminal Department is the largest department of the court. The Civil Department can be reached by calling (602) 506-1497. The Civil Court Administration Customer Service can be found in the East Court Building 3rd Floor Lobby. Jefferson St., 4th Floor, Phoenix, AZ 85003. Their mailing address is Civil Court Administration, 201 W. Danielle Viola and the Civil Department Administrator is Luke Emerson. This Department is located at the East Court Building, 101 W. The department follows the process of compulsory arbitration where disputes are valued at under $50,000. Such cases can be the result of personal injury, property damage, medical malpractice, or contract disputes. The Civil Department of the Maricopa County Superior Court deals with cases that involve legal conflicts among individuals, businesses, corporations, partnerships, and governmental entities. Maricopa County Superior Court Departments You can reach the Presiding Judge’s office by calling (602) 506-3204. You can reach the Clerk’s office by calling (602) 372-5375. The County Clerk is Jeff Fine, located at 620 West Jackson St, Phoenix, AZ 85003. The Information Center can be reached by calling (602) 506-3204. The main courthouse for the Maricopa County Superior Court is located at the Central Court Building, 201 W. They remain in office by the approval of voters, who can cast a “yes” or “no” vote in retention elections. The Governor appoints the Judges to the bench through a merit selection process. There are 98 Superior Court judges in Maricopa County. To fulfill its promise of excellence, the Superior Court of Maricopa County operates sixteen courthouses or program locations and dozens of courtrooms across Phoenix and the surrounding cities. The Court is “dedicated to providing a safe, fair, and impartial forum for resolving disputes, enhancing access to our services, and providing innovative, evidenced-based practices that improve the safety of our community and ensure the public’s trust and confidence in the Judicial Branch.” The Superior Court is divided into Civil, Criminal, Family, and Juvenile courts, with specialty courts, including the probate court, tax court, and homeless court. The Judicial Branch of Maricopa County, headed by a Presiding Judge, includes the Superior Court and the departments of Adult and Juvenile Probation. The Superior Court of Maricopa is the 4th largest trial court in the country and can hear matters relating to criminal felonies, juveniles, families, probate and mental health, tax, and civil issues. Maricopa County is home to Arizona’s capital, Phoenix. The Maricopa County Superior Court, or alternatively the Superior Court of Arizona, County of Maricopa, is a court of general jurisdiction serving over 4.4 million residents who live and work across the 9,224 square miles of Maricopa County, Arizona. Start reading with Batman: The Knight or Batman Vol 1.: Failsafe, which collects Batman #125-130, plus the back-up stories. Two story arcs are under his belt already with a major crossover, The Gotham War, happening right now. After this he moved on to writing Batman proper, taking over with Batman #125 and continuing to pen it. Before Zdarsky took over writing the main Batman book he put his stamp on the character in a big way with Batman: The Knight, a ten issue series with artist Carmine Di Giandomenico, which explores Batman's origins in a major way. Though many of the other modern Batman comics listed here are easy to get into, this one is even easier considering it's just been published in the past coupe of years. Start reading with Batman: The Long Halloween, and then make your way to the other volumes a Batman by Jeph Loeb and Tim Sale Omnibus also collects all three. Readers that enjoy what they find also have a full Catwoman series to explore with Catwoman: When In Rome. The 13 issue epic is a classic noir Batman story with every possible villain you can imagine, and it spawned a follow-up in the form of Batman: Haunted Knight. Fans may know that this series has been a major source of inspiration for many versions of Batman, including Christopher Nolan's The Dark Knight and Matt Reeves' The Batman. The collaboration between the pair started with a trio of Halloween specials, collected in Batman: Haunted Knight, which gave way for the longer form Batman: The Long Halloween series. Start reading with Batman: Year One or Batman: The Dark Knight Returns. On a similar note The Dark Knight Returns would go on to influence Batman comics to this day, even spawning a few sequels as well that Miller would pen with The Dark Knight Strikes Again and Dark Knight III: The Master Race. Miller's Year One was a seminal event for the character, and the blueprint for essentially every version of Batman that has appeared on film. What began with Batman: Year One, the first proper reinvention of Batman's origins in decades at the time of its release, would make way for the potential ending of Batman's career with The Dark Knight Returns. If an older, grimmer version of the Dark Knight detective is what you're after, Frank Miller's two major reinventions of the character are the right path to take. Start reading with the Batman by Paul Dini Omnibus, this collects not only Batman: Streets of Gotham #1-4, #7, #10-14, #16-21, but also all of his issues of Batman: Detective Comics and more. There's also an aesthetic present that is very reminiscent of the look of Batman: The Animated Series, like gangsters with big hats, but it manages to bring a slightly more mature nature to its something, which older readers might appreciate. Like that classic cartoon, Streets of Gotham not only foucses on Batman and the Bat-family, but manages to weave in any number of other classic villains and give them the kind of pathos that BTAS was known for with its DC baddies. Come visit us at District Alley Bar & Lounge, where memories are displayed and even more memories are made.Fans of Batman: The Animated Series will find a lot to like about this series, which was largely written by Paul Dini. We love this city and aim to create a great ambiance and feeling by bringing back memories of the “OLD DC”. Our business is an ode to Washington, DC and its surrounding areas. The buildings we have displayed will always have a special place and significance. 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And there are three different inputs that can be used to control the tuning of the output, Kaminer explains – the frequency of the laser beam to initiate the plasmons, the energy of the triggering electron beam, and the “doping” of the graphene sheet. In addition, the system would be unique in its tunability, able to deliver beams of single-wavelength light all the way from infrared, through visible light and ultraviolet, on into X-rays. This is unique in producing X-rays from low-energy electrons.” “Every other approach involves accelerating the electrons. “The reason this is unique is that we’re substantially bypassing the problem of accelerating the electrons,” he says. These plasmons can then release their energy in a tight beam of X-rays when triggered by a pulse from a conventional electron gun similar to those found in electron microscopes. But the new method gets around that, using the tightly-confined power of the wave-like plasmons that are produced when a specially patterned sheet of graphene gets hit by photons from a laser beam. Most sources of X-rays rely on extremely high-energy electrons, which are hard to produce. “The dream of the community is to make them small and inexpensive,” he says. But that approach is very expensive,” and the few facilities available nationwide that can produce such beams are highly oversubscribed. To make focused, high-power X-ray beams, “the usual approach is to create high-energy charged particles and ‘wiggle’ them,” says Kaminer. The new system could, in principle, create ultraviolet light sources on a chip and table-top X-ray devices that could produce the sorts of beams that now require huge, multimillion-dollar particle accelerators. Of all the wavelengths of electromagnetic radiation commonly used for applications, he says, “coherent X-rays are particularly hard to create.” They also have the highest energy. Soljačić says that there is growing interest in finding new ways of generating sources of light, especially at scales that could be incorporated into microchips or that could reduce the size and cost of the high-intensity beams used for basic scientific and biomedical research. The new work is reported this week in the journal Nature Photonics, in a paper by MIT professors Marin Soljačić and John Joannopoulos and postdocs Ido Kaminer and Ognjen Ilic, and Liang Jie Wong at the Singapore Institute of Manufacturing Technology. The team says this could potentially enable lower-dose X-ray systems in the future, making them safer. What’s more, the radiation produced by the system would be of a uniform wavelength and tightly aligned, similar to that from a laser beam. These plasmons in turn could be triggered to generate a sharp pulse of radiation, tuned to wavelengths anywhere from infrared light to X-rays. The finding, based on a new theory backed by exact simulations, shows that a sheet of graphene – a two-dimensional form of pure carbon – could be used to generate surface waves called plasmons when the sheet is struck by photons from a laser beam. But based on a new analysis by researchers at MIT and in Singapore, that might potentially change in the next few years. The most widely used technology for producing X-rays – used in everything from medical and dental imaging, to testing for cracks in industrial materials – has remained essentially the same for more than a century. Update or correct your personal information (e.g. You can: Request a copy of a lost, stolen, or damaged card. Answer a few questions to find the best way to get what you need. You can also print an official copy of your card from your secure Medicare account or call 1-800-MEDICARE (1-80). Once you complete your application (online or in-person), you will receive your Social Security card in the mail. We protect your information by using strict identity verification and. Your identity and personal information matter to us. All you need to do is create a personal my Social Security account. Visit your local Social Security office. As long as you’re only requesting a replacement card, and no other changes, you can use our free online service from the comfort of your home or office.Call Social Security at 1-80 (TTY 1-80), Monday through Friday, from 7 a.m.Note that the Social Security Administration requires the application to be completed in blue or black ink. Click the image below to get started Click the image above to view and download the S-55 form. When you request your replacement card, be sure to check your mailing address that’s in your personal Social Security account and make any necessary updates. Smallpdf has the SS-5 form available to download. Your Medicare card will arrive in the mail in about 30 days at the address on file with Social Security. If all you need is a replacement Social Security card, with no other changes, you can simply request a new card online at the Social Security website. Then select “Mail my replacement Medicare Card.” Once you’re logged in, select the "Replace your Medicare card” link under the Medicare Enrollment Detail section. Online by using your personal my Social Security account (note: you can do this even if you don't yet receive Social Security benefits). If you don’t already have a personal Social Security account, you can create one.We do NOT accept birth certificates as proof of identity.įor more information go to the Learn What Documents You Need page.If your Medicare card was lost, stolen, or destroyed, you can ask for a replacement card from Social Security in three ways: We can only accept original documents or documents certified by the issuing agency. SSN and you requested an SSN card on the I-765 application, we will issue you a replacement SSN card. If you were born outside of the U.S., you will also. It may also provide benefits for your legal dependents after your death. Social Security provides a source of income when you retire or if you cannot work due to a disability. Same hours as the day the holiday occurs. When primary documents are not available, we may accept secondary ID.Īn acceptable document must show your child's name, identifying information (i.e., age, date of birth, or parents' names) and preferably a recent photograph. REPLACEMENT CARD: To apply for a replacement card, you must prove your identity (See IDENTITY. Learn about Social Security, including retirement and disability benefits, how to get or replace your Social Security card, and more. However, most children do not have primary identification. driver’s license, state-issued identification card, or U.S. We prefer primary forms of identification (U.S. You can visit our Social Security Number and Card page to begin the application online and then bring the documents to your local Social Security office to finish the application process, usually in less time. All applicants who cannot furnish an SSN must apply in person for an original SSN or a replacement SSN card at the U.S.
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